A GRANNY who used dozens of fake identities in a £216,000 credit card scam was so brazen she obtained 15 more even after being arrested.

Cops who raided 70- year-old Florence Spencer’s home seized 32 credit, debit and store cards.


Florence Spencer, 70, was jailed for 43 months after using fake identities in a £216,000 credit card scam over a 15-year periodCredit: Cheshire Police

She also had seven mobile phones, three of them with details of the bogus account holders taped on the back.

Cops discovered a total of 32 credit, debit and store cards during the raid in November 2015 – 11 of them in her handbag.

When she realised that the seized cards would be taken, she contacted credit card companies pretending they had been lost or stolen and demanded replacements.

As well as refurbing two of her properties, Spencer splashed the ill-gotten gains on Premium Bonds.

She also received housing benefit and claimed benefits citing mobility problems – though CCTV footage showed her walking unaided.

She has not been prosecuted for the alleged benefit frauds.


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Prosecutor James Rae said: “What the evidence shows is far from a poor old lady with medical problems who suffers from an addiction to credit cards — but rather a devious and dishonest, scheming individual.”

Spencer, of Norwich, admitted frauds over 15 years and was jailed for 43 months at Liverpool crown court.

She now faces a proceeds of crime hearing.

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